Travel Insurance will not help with War

So, somewhere, an unethical travel professional may read this and be mad at me.

But the Truth is the Truth.

On every policy I have ever seen, Acts of War are big, fat Exclusions on travel insurance.

Which means if you try to get money back for cancelling a vacation due to War, then too bad.

Here are examples from three policies from three large carriers.


I wish I could say that you could book with confidence right now with a Travel Insurance back up, but you cannot.

You can, often, still work he established rates to be refundable or even better, on guarantees with no penalty until closer to departure.

Some people don’t know, but ‘classically’ this is how hotels have been run for the most part for a long time. Online Travel Agencies, Tour Companies and Package Companies have made prepaypment seem almost normal with leisure travel, but it isn’t. What is normal is that a valid credit card is put down to lock the room in. The room can be cancelled with no penalty so long as it’s outside of a certain amount of time (often 24 hours, but read the fine pring").

But insurance? Not for this Ukraine thing. This comes just as Travel Insurance was starting to work for Covid19 reasons ( to some extent).